Business/Commerce, General at University of the Cumberlands
Williamsburg, KY · Private nonprofit · Bachelor's Degree
DegreeWorth Score (Base Case)
82
Optimistic
81
Base Case
76
Pessimistic
Earnings
$46,242/yr (-4% vs median)
AI Risk
High (46% exposed)
Job Market
Very Large (832,900 openings/yr)
How AI Changes the Outlook
Three scenarios based on how aggressively AI disrupts the career paths available to Business/Commerce, General graduates.
| Optimistic No Disruption |
Base Case Gradual AI |
Pessimistic Aggressive AI |
|
|---|---|---|---|
| 10-Year Earnings | $636K | $491K | $349K |
| Earnings Multiple | 16.1x | 12.4x | 8.8x |
| Viable Career Paths | 16 of 16 | 16 of 16 | 16 of 16 |
| DegreeWorth Score | 82 | 81 | 76 |
10-Year Earnings Projection
*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.
4-Year Tuition
$39,500
Median Debt at Graduation
$15,568
4.0 months of Year 1 earnings
Reported Earnings (5 Year)
$60,400
31% growth from Year 1
Career Paths
Where Business/Commerce, General graduates typically work. Raw data — no blending. The scenarios above model how these factors interact. This field has roughly 832,900 combined openings per year.
| Career Path | Wage | Openings/yr | Growth | AI Risk |
|---|---|---|---|---|
| Chief executives | $206,420 | 22,200 | +4.3% | 56% |
| Sales managers | $138,060 | 49,000 | +4.7% | 45% |
| Managers, all other | $136,550 | 106,700 | +4.5% | 47% |
| Industrial production managers | $121,440 | 17,100 | +1.9% | 34% |
| Administrative services managers | $108,390 | 23,200 | +4.6% | 39% |
| Construction managers | $106,980 | 46,800 | +8.7% | 44% |
| Facilities managers | $104,690 | 13,200 | +3.8% | 48% |
| General and operations managers | $102,950 | 308,700 | +4.4% | 48% |
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Frequently Asked Questions
What is the DegreeWorth Score for Business/Commerce, General at University of the Cumberlands?
This program scores 81/100 in the Base Case scenario, factoring in earnings, AI disruption risk, job market size, and earnings multiple. The score ranges from 82 (optimistic) to 76 (pessimistic) depending on AI's impact.
How does AI affect Business/Commerce, General career prospects?
We model three scenarios: Optimistic (no disruption), Base Case (gradual AI adoption), and Pessimistic (aggressive AI displacement). In the base case, Business/Commerce, General graduates retain 16 of 16 viable career paths. 10-year earnings range from $348,730 (pessimistic) to $636,056 (optimistic).
How many job openings are there for Business/Commerce, General graduates?
The career paths mapped to Business/Commerce, General have roughly 832,900 combined job openings per year nationally, making this a very large job market.
Is Business/Commerce, General at University of the Cumberlands worth it?
In the Base Case, this degree earns 12.4x its in-state tuition over 10 years. Even in the Pessimistic scenario, the multiple is 8.8x. The spread between scenarios tells you how sensitive this degree is to AI disruption.
Data: U.S. Department of Education College Scorecard (earnings, debt), Bureau of Labor Statistics 2024-2034
(employment projections), OpenAI GPTs-are-GPTs research (AI task exposure), Felten et al. AIOE.
Scenarios use a continuous weighting function combining AI exposure and BLS job growth projections.
"Earnings Multiple" is total 10-year projected earnings divided by tuition — not a discounted financial ROI.
Last updated 2025.