Insurance at University of Central Oklahoma
Edmond, OK · Public · Bachelor's Degree
DegreeWorth Score (Base Case)
68
Optimistic
66
Base Case
61
Pessimistic
Earnings
$50,182/yr (-13% vs median)
AI Risk
Very High (52% exposed)
Job Market
Large (94,900 openings/yr)
How AI Changes the Outlook
Three scenarios based on how aggressively AI disrupts the career paths available to Insurance graduates.
| Optimistic No Disruption |
Base Case Gradual AI |
Pessimistic Aggressive AI |
|
|---|---|---|---|
| 10-Year Earnings | $575K | $452K | $344K |
| Earnings Multiple (In-State) | 16.9x | 13.2x | 10.1x |
| Earnings Multiple (Out-of-State) | 7.4x | 5.8x | 4.4x |
| Viable Career Paths | 7 of 7 | 7 of 7 | 6 of 7 |
| DegreeWorth Score | 68 | 66 | 61 |
10-Year Earnings Projection
*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.
4-Year Tuition (In-State)
$34,088
Out-of-state: $77,636
Career Paths
Where Insurance graduates typically work. Raw data — no blending. The scenarios above model how these factors interact. This field has roughly 94,900 combined openings per year.
| Career Path | Wage | Openings/yr | Growth | AI Risk |
|---|---|---|---|---|
| Compensation and benefits managers | $140,360 | 1,500 | +0.2% | 51% |
| Business teachers, postsecondary | $97,270 | 8,100 | +5.7% | 49% |
| Insurance underwriters | $79,880 | 8,200 | -2.6% | 57% |
| Compensation, benefits, and job analysis specialists | $77,020 | 8,500 | +5.3% | 47% |
| Claims adjusters, examiners, and investigators | $76,790 | 21,100 | -5.1% | 52% |
| Insurance appraisers, auto damage | $76,650 | 500 | -8.2% | 50% |
| Insurance sales agents | $60,370 | 47,000 | +3.7% | 58% |
Compare & Explore
Insurance at Other Schools
Other Majors at University of Central Oklahoma
Frequently Asked Questions
What is the DegreeWorth Score for Insurance at University of Central Oklahoma?
This program scores 66/100 in the Base Case scenario, factoring in earnings, AI disruption risk, job market size, and earnings multiple. The score ranges from 68 (optimistic) to 61 (pessimistic) depending on AI's impact.
How does AI affect Insurance career prospects?
We model three scenarios: Optimistic (no disruption), Base Case (gradual AI adoption), and Pessimistic (aggressive AI displacement). In the base case, Insurance graduates retain 7 of 7 viable career paths. 10-year earnings range from $343,671 (pessimistic) to $575,280 (optimistic).
How many job openings are there for Insurance graduates?
The career paths mapped to Insurance have roughly 94,900 combined job openings per year nationally, making this a large job market.
Is Insurance at University of Central Oklahoma worth it?
In the Base Case, this degree earns 13.2x its in-state tuition over 10 years. Even in the Pessimistic scenario, the multiple is 10.1x. The spread between scenarios tells you how sensitive this degree is to AI disruption.
Data: U.S. Department of Education College Scorecard (earnings, debt), Bureau of Labor Statistics 2024-2034
(employment projections), OpenAI GPTs-are-GPTs research (AI task exposure), Felten et al. AIOE.
Scenarios use a continuous weighting function combining AI exposure and BLS job growth projections.
"Earnings Multiple" is total 10-year projected earnings divided by tuition — not a discounted financial ROI.
Last updated 2025.