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Insurance at Missouri State University-Springfield

Springfield, MO · Public · Bachelor's Degree
68 /100
DegreeWorth Score (Base Case)
72
Optimistic
68
Base Case
61
Pessimistic
Earnings $51,094/yr (-11% vs median)
AI Risk Very High (52% exposed)
Job Market Large (94,900 openings/yr)

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Insurance graduates.

Optimistic
No Disruption		 Base Case
Gradual AI		 Pessimistic
Aggressive AI
10-Year Earnings $846K $528K $350K
Earnings Multiple (In-State) 23.4x 14.6x 9.7x
Earnings Multiple (Out-of-State) 11.8x 7.4x 4.9x
Viable Career Paths 7 of 7 7 of 7 6 of 7
DegreeWorth Score 72 68 61

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (In-State)
$36,096
Out-of-state: $71,712
Reported Earnings (5 Year)
$76,992
51% growth from Year 1

Career Paths

Where Insurance graduates typically work. Raw data — no blending. The scenarios above model how these factors interact. This field has roughly 94,900 combined openings per year.

Career Path Wage Openings/yr Growth AI Risk
Compensation and benefits managers $140,360 1,500 +0.2% 51%
Business teachers, postsecondary $97,270 8,100 +5.7% 49%
Insurance underwriters $79,880 8,200 -2.6% 57%
Compensation, benefits, and job analysis specialists $77,020 8,500 +5.3% 47%
Claims adjusters, examiners, and investigators $76,790 21,100 -5.1% 52%
Insurance appraisers, auto damage $76,650 500 -8.2% 50%
Insurance sales agents $60,370 47,000 +3.7% 58%

Compare & Explore

Insurance at Other Schools

University of Wisconsin-Madison ($78,796) St. John's University-New York ($70,752) Saint Joseph's University ($66,523) Temple University ($66,080) University of Georgia ($64,131) University of South Carolina-Columbia ($63,417) Florida State University ($61,071) University of North Texas ($59,022)

Other Majors at Missouri State University-Springfield

Construction Management ($73,731) Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing ($66,183) Computer Science ($64,949) Management Information Systems and Services ($57,284) Finance and Financial Management Services ($50,486) Computer and Information Sciences, General ($49,746) Accounting and Related Services ($49,634) Mathematics ($48,188)

Frequently Asked Questions

What is the DegreeWorth Score for Insurance at Missouri State University-Springfield?
This program scores 68/100 in the Base Case scenario, factoring in earnings, AI disruption risk, job market size, and earnings multiple. The score ranges from 72 (optimistic) to 61 (pessimistic) depending on AI's impact.
How does AI affect Insurance career prospects?
We model three scenarios: Optimistic (no disruption), Base Case (gradual AI adoption), and Pessimistic (aggressive AI displacement). In the base case, Insurance graduates retain 7 of 7 viable career paths. 10-year earnings range from $349,918 (pessimistic) to $845,991 (optimistic).
How many job openings are there for Insurance graduates?
The career paths mapped to Insurance have roughly 94,900 combined job openings per year nationally, making this a large job market.
Is Insurance at Missouri State University-Springfield worth it?
In the Base Case, this degree earns 14.6x its in-state tuition over 10 years. Even in the Pessimistic scenario, the multiple is 9.7x. The spread between scenarios tells you how sensitive this degree is to AI disruption.
Data: U.S. Department of Education College Scorecard (earnings, debt), Bureau of Labor Statistics 2024-2034 (employment projections), OpenAI GPTs-are-GPTs research (AI task exposure), Felten et al. AIOE. Scenarios use a continuous weighting function combining AI exposure and BLS job growth projections. "Earnings Multiple" is total 10-year projected earnings divided by tuition — not a discounted financial ROI. Last updated 2025.