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Insurance at Ball State University

Muncie, IN · Public · Bachelor's Degree
62 /100
DegreeWorth Score (Base Case)
63
Optimistic
62
Base Case
57
Pessimistic
Earnings $48,615/yr (-15% vs median)
AI Risk Very High (52% exposed)
Job Market Large (94,900 openings/yr)

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Insurance graduates.

Optimistic
No Disruption		 Base Case
Gradual AI		 Pessimistic
Aggressive AI
10-Year Earnings $557K $437K $333K
Earnings Multiple (In-State) 13.0x 10.2x 7.7x
Earnings Multiple (Out-of-State) 4.8x 3.8x 2.9x
Viable Career Paths 7 of 7 7 of 7 6 of 7
DegreeWorth Score 63 62 57

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (In-State)
$43,032
Out-of-state: $115,064
Median Debt at Graduation
$25,537
6.3 months of Year 1 earnings

Career Paths

Where Insurance graduates typically work. Raw data — no blending. The scenarios above model how these factors interact. This field has roughly 94,900 combined openings per year.

Career Path Wage Openings/yr Growth AI Risk
Compensation and benefits managers $140,360 1,500 +0.2% 51%
Business teachers, postsecondary $97,270 8,100 +5.7% 49%
Insurance underwriters $79,880 8,200 -2.6% 57%
Compensation, benefits, and job analysis specialists $77,020 8,500 +5.3% 47%
Claims adjusters, examiners, and investigators $76,790 21,100 -5.1% 52%
Insurance appraisers, auto damage $76,650 500 -8.2% 50%
Insurance sales agents $60,370 47,000 +3.7% 58%

Compare & Explore

Insurance at Other Schools

University of Wisconsin-Madison ($78,796) St. John's University-New York ($70,752) Saint Joseph's University ($66,523) Temple University ($66,080) University of Georgia ($64,131) University of South Carolina-Columbia ($63,417) Florida State University ($61,071) University of North Texas ($59,022)

Other Majors at Ball State University

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing ($73,719) Construction Management ($69,076) Allied Health Diagnostic, Intervention, and Treatment Professions ($67,833) Management Sciences and Quantitative Methods ($67,350) General Sales, Merchandising and Related Marketing Operations ($65,184) Business Administration, Management and Operations ($60,526) Landscape Architecture ($59,972) Computer and Information Sciences, General ($59,249)

Frequently Asked Questions

What is the DegreeWorth Score for Insurance at Ball State University?
This program scores 62/100 in the Base Case scenario, factoring in earnings, AI disruption risk, job market size, and earnings multiple. The score ranges from 63 (optimistic) to 57 (pessimistic) depending on AI's impact.
How does AI affect Insurance career prospects?
We model three scenarios: Optimistic (no disruption), Base Case (gradual AI adoption), and Pessimistic (aggressive AI displacement). In the base case, Insurance graduates retain 7 of 7 viable career paths. 10-year earnings range from $332,940 (pessimistic) to $557,317 (optimistic).
How many job openings are there for Insurance graduates?
The career paths mapped to Insurance have roughly 94,900 combined job openings per year nationally, making this a large job market.
Is Insurance at Ball State University worth it?
In the Base Case, this degree earns 10.2x its in-state tuition over 10 years. Even in the Pessimistic scenario, the multiple is 7.7x. The spread between scenarios tells you how sensitive this degree is to AI disruption.
Data: U.S. Department of Education College Scorecard (earnings, debt), Bureau of Labor Statistics 2024-2034 (employment projections), OpenAI GPTs-are-GPTs research (AI task exposure), Felten et al. AIOE. Scenarios use a continuous weighting function combining AI exposure and BLS job growth projections. "Earnings Multiple" is total 10-year projected earnings divided by tuition — not a discounted financial ROI. Last updated 2025.