Psychology, General: CUNY Graduate School and University Center vs University of Maryland Global Campus

Side-by-side ROI comparison · Bachelor's Degree
Return on Investment
10-year earnings ÷ tuition · higher is better
In-State
17.6x
$29,640 tuition
16.9x
$31,968 tuition
Out-of-State
8.5x
$61,440 tuition
11.0x
$49,344 tuition
$521,458 10-yr earnings · Public
$541,218 10-yr earnings · Public

Head-to-Head

CUNY Graduate School and University Center University of Maryland Global Campus
Earnings Multiple (In-State) 17.6x 16.9x
Earnings Multiple (Out-of-State) 8.5x 11.0x
4-Year Tuition (In-State) $29,640 $31,968
Year 1 Earnings $48,299 $42,056
10-Year Earnings $521K $541K
Median Debt $11,500 $19,953
Debt-to-Earnings Ratio 2.9 months 5.7 months
DegreeWorth Score (In-State) 61/100 58/100

Both programs have high AI automation risk (49% task exposure) — the same career paths apply to Psychology, General graduates regardless of school. See full AI analysis →

ROI Breakdown

How tuition costs translate into long-term earnings for Psychology, General graduates.

CUNY Graduate School and University Center University of Maryland Global Campus
4-Year Tuition (In-State) $29,640 $31,968
4-Year Tuition (Out-of-State) $61,440 $49,344
10-Year Projected Earnings $521K $541K
Earnings Multiple (In-State) 17.6x 16.9x
Earnings Multiple (Out-of-State) 8.5x 11.0x

"Earnings Multiple" = projected 10-year earnings ÷ 4-year tuition. Higher is better. Not a discounted financial ROI.

AI Disruption Scenarios

Both schools share identical AI exposure for Psychology, General (same career paths). The score differences below reflect how each school's earnings and ROI hold up under stress.

CUNY Graduate School and University Center University of Maryland Global Campus
Optim. Base Pessim. Optim. Base Pessim.
10-Year Earnings $524K $521K $484K $546K $541K $498K
Earnings Multiple (IS) 17.7x 17.6x 16.3x 17.1x 16.9x 15.6x
DegreeWorth Score 62 61 56 59 58 53

For the full AI analysis of Psychology, General career paths, see the CUNY Graduate School and University Center or University of Maryland Global Campus program pages.

Earnings Trajectory Comparison

Projected annual earnings for Psychology, General graduates. Year 1 uses actual reported data.

Tuition Gap (In-State)
$2,328
CUNY Graduate School and University Center saves you this
Year 1 Earnings Gap
$6,243/yr
CUNY Graduate School and University Center grads earn more
ROI Range (In-State)
17.6x / 16.9x
Out-of-state: 8.5x / 11.0x

Career Paths

Psychology, General graduates from both schools map to the same career paths. Differences in earnings reflect school prestige, location, and employer networks.

Career Path Wage Openings/yr Growth AI Risk
Managers, all other $136,550 106,700 +4.5% 47%
Psychologists, all other $117,580 3,900 +4.3% 44%
Industrial-organizational psychologists $109,840 400 +6.3% 49%
Clinical and counseling psychologists $95,830 4,800 +11.2% 37%
Psychology teachers, postsecondary $80,330 4,000 +3.6% 48%
Social science research assistants $58,040 5,200 +4.4% 67%
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Frequently Asked Questions

Which is better for Psychology, General: CUNY Graduate School and University Center or University of Maryland Global Campus?
CUNY Graduate School and University Center scores 61/100 while University of Maryland Global Campus scores 58/100. CUNY Graduate School and University Center has significantly lower tuition, which drives its higher ROI. The best choice depends on whether you prioritize raw earnings or return on investment.
Which school has better ROI for Psychology, General?
CUNY Graduate School and University Center has an in-state earnings multiple of 17.6x vs University of Maryland Global Campus's 16.9x. That means CUNY Graduate School and University Center grads earn more per dollar spent on tuition.
How do CUNY Graduate School and University Center and University of Maryland Global Campus compare on Psychology, General earnings?
Year 1 median earnings are $48,299 at CUNY Graduate School and University Center vs $42,056 at University of Maryland Global Campus. Over 10 years, the projected totals are $521,458 vs $541,218 — a difference of $19,760.
How much does Psychology, General cost at each school?
Four-year in-state tuition is $29,640 at CUNY Graduate School and University Center and $31,968 at University of Maryland Global Campus. Median debt at graduation is $11,500 vs $19,953. Both programs lead to the same Psychology, General career paths — the cost difference is the main factor in ROI.
Data: U.S. Department of Education College Scorecard (earnings, debt), Bureau of Labor Statistics 2024-2034 (employment projections), OpenAI GPTs-are-GPTs research (AI task exposure), Felten et al. AIOE. Scenarios use a continuous weighting function combining AI exposure and BLS job growth projections. "Earnings Multiple" is total 10-year projected earnings divided by tuition — not a discounted financial ROI. Last updated 2025.