Business/Commerce, General: CUNY Graduate School and University Center vs Indiana University-Bloomington

Side-by-side ROI comparison · Bachelor's Degree
Return on Investment
10-year earnings ÷ tuition · higher is better
In-State
20.9x
$29,640 tuition
16.8x
$47,160 tuition
Out-of-State
10.1x
$61,440 tuition
4.9x
$161,928 tuition
$620,859 10-yr earnings · Public
$793,446 10-yr earnings · Public

Head-to-Head

CUNY Graduate School and University Center Indiana University-Bloomington
Earnings Multiple (In-State) 20.9x 16.8x
Earnings Multiple (Out-of-State) 10.1x 4.9x
4-Year Tuition (In-State) $29,640 $47,160
Year 1 Earnings $65,520 $71,100
10-Year Earnings $621K $793K
Median Debt $12,250 $19,500
Debt-to-Earnings Ratio 2.2 months 3.3 months
DegreeWorth Score (In-State) 78/100 76/100
Acceptance Rate 38.6% 80.4%

Both programs have high AI automation risk (46% task exposure) — the same career paths apply to Business/Commerce, General graduates regardless of school. See full AI analysis →

ROI Breakdown

How tuition costs translate into long-term earnings for Business/Commerce, General graduates.

CUNY Graduate School and University Center Indiana University-Bloomington
4-Year Tuition (In-State) $29,640 $47,160
4-Year Tuition (Out-of-State) $61,440 $161,928
10-Year Projected Earnings $621K $793K
Earnings Multiple (In-State) 20.9x 16.8x
Earnings Multiple (Out-of-State) 10.1x 4.9x
5-Year Salary Growth +16% +49%

"Earnings Multiple" = projected 10-year earnings ÷ 4-year tuition. Higher is better. Not a discounted financial ROI.

AI Disruption Scenarios

Both schools share identical AI exposure for Business/Commerce, General (same career paths). The score differences below reflect how each school's earnings and ROI hold up under stress.

CUNY Graduate School and University Center Indiana University-Bloomington
Optim. Base Pessim. Optim. Base Pessim.
10-Year Earnings $632K $621K $558K $821K $793K $687K
Earnings Multiple (IS) 21.3x 20.9x 18.8x 17.4x 16.8x 14.6x
DegreeWorth Score 79 78 72 77 76 70

For the full AI analysis of Business/Commerce, General career paths, see the CUNY Graduate School and University Center or Indiana University-Bloomington program pages.

Earnings Trajectory Comparison

Projected annual earnings for Business/Commerce, General graduates. Year 1 uses actual reported data.

Tuition Gap (In-State)
$17,520
CUNY Graduate School and University Center saves you this
Year 1 Earnings Gap
$5,580/yr
Indiana University-Bloomington grads earn more
ROI Range (In-State)
20.9x / 16.8x
Out-of-state: 10.1x / 4.9x

Career Paths

Business/Commerce, General graduates from both schools map to the same career paths. Differences in earnings reflect school prestige, location, and employer networks.

Career Path Wage Openings/yr Growth AI Risk
Chief executives $206,420 22,200 +4.3% 56%
Sales managers $138,060 49,000 +4.7% 45%
Managers, all other $136,550 106,700 +4.5% 47%
Industrial production managers $121,440 17,100 +1.9% 34%
Administrative services managers $108,390 23,200 +4.6% 39%
Construction managers $106,980 46,800 +8.7% 44%
Facilities managers $104,690 13,200 +3.8% 48%
General and operations managers $102,950 308,700 +4.4% 48%
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Business/Commerce, General Overview

Frequently Asked Questions

Which is better for Business/Commerce, General: CUNY Graduate School and University Center or Indiana University-Bloomington?
CUNY Graduate School and University Center scores 78/100 while Indiana University-Bloomington scores 76/100. CUNY Graduate School and University Center has significantly lower tuition, which drives its higher ROI. The best choice depends on whether you prioritize raw earnings or return on investment.
Which school has better ROI for Business/Commerce, General?
CUNY Graduate School and University Center has an in-state earnings multiple of 20.9x vs Indiana University-Bloomington's 16.8x. That means CUNY Graduate School and University Center grads earn more per dollar spent on tuition.
How do CUNY Graduate School and University Center and Indiana University-Bloomington compare on Business/Commerce, General earnings?
Year 1 median earnings are $65,520 at CUNY Graduate School and University Center vs $71,100 at Indiana University-Bloomington. Over 10 years, the projected totals are $620,859 vs $793,446 — a difference of $172,587.
How much does Business/Commerce, General cost at each school?
Four-year in-state tuition is $29,640 at CUNY Graduate School and University Center and $47,160 at Indiana University-Bloomington. Median debt at graduation is $12,250 vs $19,500. Both programs lead to the same Business/Commerce, General career paths — the cost difference is the main factor in ROI.
Data: U.S. Department of Education College Scorecard (earnings, debt), Bureau of Labor Statistics 2024-2034 (employment projections), OpenAI GPTs-are-GPTs research (AI task exposure), Felten et al. AIOE. Scenarios use a continuous weighting function combining AI exposure and BLS job growth projections. "Earnings Multiple" is total 10-year projected earnings divided by tuition — not a discounted financial ROI. Last updated 2025.